Before you start making any repairs or upgrades to your home, it is essential to understand your insurance policy. Many first time homeowners are surprised to learn that their policy does not cover certain types of damage, such as flooding. Make sure you are familiar with what is and is not covered so that you can plan accordingly. In addition, there are certain things that must be covered, like Central Heating Cover, which is essential for keeping your home warm in the winter months. If you are not sure where to start, reach out to your insurance agent, and they will be more than happy to help you understand your policy.
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